According to the Insurance Dictionary, an "insurer representative" is one who represents an insured and not an insurance company. A broker looks in the insurance marketplace to find the right company to place the insured's businesses for the best coverage and the lowest price. 

The broker can place business with more than one company. With the help of a professional life insurance broker, you can easily get the right kind of policy for yourself.

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A life insurance broker will act for you as the insured to find the best life insurance policies from a variety of companies. A life insurance broker will do your bidding once he has informed you of all options. 

If you are looking for a life insurance broker, you should find him friendly and approachable. He should also be able to share information about the companies he has worked with. He should also be knowledgeable about life insurance as well as about the different companies. 

A transparent life insurance broker is one that will tell you how he will be paid if you purchase a policy. A broker with at least five years of experience is a good choice. 

This is because most life insurance brokers started their careers as bound agents for one company. As a result, you don't have to be concerned about being misinformed by someone new when you need expert advice.

Life insurance brokers generally receive a portion of the premium you pay the insurance company for the first year. He might also be paid residuals for maintaining the product over the years. Depending on the agreement with the company, he could also receive compensation in other ways.