Commercial property insurance in texas covers a wide range of risks, from damage caused by natural disasters such as floods and hurricanes to theft and vandalism. Coverage can include physical damage to the building, as well as lost income due to closure of the premises.

If you own commercial property in texas, you need to be aware of the types of insurance that are available to protect your investment. Here are some key points to keep in mind when shopping commercial property insurance in Texas: 

1. You'll want coverage for both physical damage and liability. Physical damage typically covers damage to the structure itself, such as broken windows or doors. Liability coverage can help cover damages you might incur if someone is injured on your property or if you're sued for wrongful conduct. 

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2. Make sure your policy includes uninsured/underinsured losses coverage. This type of coverage helps pay for costs associated with a loss where the insurer is not able to provide full compensation. For example, if a flood destroys part of your building, uninsured/underinsured losses coverage could help cover the cost of repairing or rebuilding that area. 

3. Review your policy thoroughly to ensure that it provides the coverage you need and limits your exposure to potential liabilities.